Financial Services
Thangam will operate under the principle of "TIMELY AND ADEQUATE MONEY AT THE NEEDED HOUR" to bridge the time gap between loan application and disbursement by Commercial Banks. Funds should be made accessible in the required quantity and at the appropriate time in any credit activity.
Unique Features of our Loan Products and Services
Think Beyond Profit
In designing loan solutions to meet the needs of rural enterprises, we take a flexible approach. We want to be more than just a lender...
In designing loan solutions to meet the needs of rural enterprises, we take a flexible approach. We want to be more than just a lender; we want to mentor rural entrepreneurs and support women entrepreneurs in running scalable and sustainable businesses. Envisaged to support a million households during a ten-year period.
Micro and Small business loans
That are customized for the needs of entrepreneurs in the geography after assessing the risk associated with the products.
That are customized for the needs of entrepreneurs in the geography after assessing the risk associated with the products.
Timely financial assistance
Not only helps to set up their own micro enterprises but also paves the way for the growth of the sustainable development.
Not only helps to set up their own micro enterprises but also paves the way for the growth of the sustainable development.
Operation’s Managers
Are well experienced and trained to understand the financial requirement of the clients and suitable products to meet out their...
are well experienced and trained to understand the financial requirement of the clients and suitable products to meet out their business needs.
Cluster based approach
To specialize in the specific geography and to understand and specialize in selected products and services
to specialize in the specific geography and to understand and specialize in selected products and services
Flexible Repayment Schedule
Customer can choose their repayment schedule based on their business cash flow (Repayment frequency, and moratorium period etc.)
Customer can choose their repayment schedule based on their business cash flow (Repayment frequency, and moratorium period etc.)
No Pre closure Charges
We do not impose any preclosure charges for our loan products...
We do not impose any preclosure charges for our loan products
Value Chain Financing
Special focus on Agri and dairy value chain financing, by supporting input cost funding, financing for storage of agri...
Special focus on Agri and dairy value chain financing, by supporting input cost funding, financing for storage of agri commodities to ensure better price for farming community. In case of dairy value chain financing animal purchase, construction of shed for mini dairy, feed mill and mini cooling plant etc.
Interim Loan with ROI of Existing loan:
On the basis of business requirement, customers are eligible to avail short term loan for working capital requirement without any change.
On the basis of business requirement, customers are eligible to avail short term loan for working capital requirement without any change in ROI (Preailing loan ROI), and there won’t be any other additional charges like technical and legal charges.
Faster loan
Our loan sanction and disbursal is one of the quickest with easy documentation and doorstep service.
Our loan sanction and disbursal is one of the quickest with easy documentation and doorstep service
Competitive price
Our loan rates and charges are very attractive.
Our loan rates and charges are very attractive.
Transparency
Complete clarity on loan process and no hidden charges. Update on status of loan application at each stage.
Complete clarity on loan process and no hidden charges. Update on status of loan application at each stage.